A wind mitigation inspection is not a conditional or “pass/fail” inspection. Instead, it’s a fact-finding process. The goal is to collect specific information about how your home is built and how it may perform in high wind conditions — primarily for insurance purposes.
This information is used to complete a standardized form that insurance companies use to calculate potential discounts on your homeowner’s policy.
What we'll be inspecting
During the inspection, we’ll document several key features of your home’s construction:
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Roof – We’ll inspect and photograph the exterior of your roof.
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Exterior openings – This includes windows, doors, skylights, and garage doors.
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Impact protection – If you have impact-rated windows, doors, or shutters, we’ll photograph their labels, etchings, or rating documentation. If labels are missing, we can sometimes verify ratings using manufacturer paperwork.
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Attic access – We’ll need access to your attic. Ideally, this is through a hatch in the garage. We typically don’t need to go far in — just far enough to inspect structural connections.
What we're looking for:
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Roof deck attachment – What type and size of nails are used, and how many nails secure each panel?
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Roof deck material – Type and thickness of the sheathing.
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Roof underlayment – The kind of barrier installed under your shingles or tiles.
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Roof-to-wall connections – How the trusses or rafters are attached to the walls (e.g., toenails, hurricane clips, single or double wraps).
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Garage door rating – Whether your garage door is rated for wind or impact resistance.
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Opening protection – Impact ratings for windows, doors, and skylights.